A CLAD Protection program is a comprehensive insurance program that provides both life insurance and disability insurance coverage. Life insurance provides a lump-sum payment to your beneficiaries in the event of your death, while disability insurance provides income replacement if you become disabled and unable to work.

As a self-employed professional, you don't have the same safety net that employees of large corporations have. You don't have access to group life and disability insurance plans, and you may not have access to other benefits such as sick leave or paid time off. That means that if something were to happen to you and you were unable to work, you would need to rely on your savings and other resources to support yourself and your family.

A CLAD Protection program provides you with the peace of mind of knowing that you and your family will be financially protected in the event of your death or disability. If you were to pass away, your beneficiaries would receive a lump-sum payment that could be used to pay off debts, cover final expenses, and provide for your family's future. If you were to become disabled and unable to work, disability insurance would provide income replacement so that you can continue to pay your bills and maintain your standard of living.

There are several benefits to having a CLAD Protection program from Utah Insurance:

Peace of Mind: Knowing that you and your family will be financially protected in the event of your death or disability can provide peace of mind and reduce stress.

Customized Coverage: CLAD Protection programs can be customized to meet your specific needs and budget. You can choose the level of life insurance and disability insurance coverage that is right for you.

Competitive Rates: Utah Insurance works with only the best insurance carriers that offer competitive rates, making it affordable for self-employed professionals to get the coverage they need.

In conclusion, as a self-employed professional, it's important to have a Comprehensive Life and Disability (CLAD) Protection program from Utah Insurance. A CLAD Protection program provides you with the peace of mind of knowing that you and your family will be financially protected in the event of your death or disability. It's important to work with a trusted insurance advisor to assess your needs and choose the right level of coverage for you. Don't wait until it's too late – protect yourself and your family today with a CLAD Protection program from Utah Insurance.